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Volume 21, Number 1, January 2008

Insurance & Financial Services

AAA Insurance: Low Rates, Great Service

Motor Club Insurance is a full-service insurance agency offering you a complete line of personal insurance plans to fit your needs.

We offer automobile, homeowners, tenant, condominium, motorcycle, RV, boat, umbrella, international medical, and long-term care.

We also feature discounted programs with AAA Insurance, ACIC, Travelers, Plymouth Rock, and Electric Insurance. Take a look at the following plans, and let our experienced agents provide you with a free, no-obligation quote.

AA members, now can insure with a program they trust: AAA Insurance. Our AAA insurance partner has sold auto insurance products for over 90 years, and has offered home insurance products for over 30 years. AAA manages $2.2 billion in written auto and home premiums, making it a top 20 personal lines auto and homeowners insurance carrier.

The company is rated A+ superior by A.M.Best Company, the mostly widely known and respected independent insurance rating and information service. At AAA, you are more than a policyholder: you are a valued member, and you can trust we will treat you with fairness and respect.

By combining product underwriting, aggressive fraud prevention and automated policy administration, AAA Insurance can help you reduce your insurance costs.

AAA Insurance policyholders know they can rely on AAA to be there when they need us most. Dedicated Claims representatives are available 24/7 – your guarantee that courteous and helpful service is never more than a phone call away. Quick response is essential during trying time. And with our years of auto insurance experience, AAA is wellequipped to respond efficiently to whatever comes your way. Yes, there will always be bumps on the road of life, but AAA is there to make things right.

Offering superior protection, personal service and real value, AAA Insurance offers motorists real peace of mind.

AAA Insurance also offers the following discounts:

  • AAA Members receive a discount on their auto policy
  • Safe vehicle discount
  • Multi-car discount
  • Homeowner discount
  • Good student discount
  • Defensive driver discount
  • Full-pay discount

The AAA auto insurance is underwritten by Western United Insurance Company. Western United is affiliated with the AAA Member Club for Northern California, Nevada, and Utah.

American Commerce Insurance Company (ACIC) is pleased to offer quality personal lines insurance to AAA Members across the state of Connecticut. In addition to automobile and homeowners insurance, ACIC offers a full portfolio of AAA member-focused products, including personal liability umbrella protection and property and casualty coverage for mobile homes, condominiums, rental properties, boats and more.

Rated “A+” (Superior) by A.M. Best, ACIC has been insuring AAA Members since 1946. Throughout the years ACIC has listened carefully to what AAA Members want in an insurance company. ACIC’s products and services are designed with the AAA Member in mind.

ACIC is always looking at ways to bring value to its customers. ACIC’s personal lines auto product offers AutoMaster Plus, a no cost endorsement to our standard auto policy that provides extended liability protection and benefits. And for an additional charge, a HomeMaster Plus endorsement is available on ACIC’s homeowner product, extending basic homeowners’ protection to a wide range of circumstances not covered by most standard policies.

In addition to wide variety of product offerings, ACIC takes pride in its first class service standards. With regional claims offices located throughout the country, ACIC provides fast, friendly, focused claims handling that you deserve, 24 hours a day and 365 days a year.

ACIC offers plenty of discounts to those who qualify. We’re always looking for ways to give you more value. Contact an AAA agent to determine whether you qualify for any of the following discounts: multi-car, multi-policy, homeowner, new home, anti-lock brakes, passive restraint, good student, driver training, motor vehicle accident prevention course and AAA member.

VACIC is a member of The Commerce Group, Inc., a publicly held corporation that is traded on the New York Stock Exchange under the symbol “CGI”. Based on 2005 direct written premium, CGI is the 19th largest writer of personal auto insurance in the United States.

Interested in seeing what ACIC can offer you? Contact a AAA Insurance agent today for a free, no-obligation rate quote with American Commerce Insurance Company.

Contact your local AAA office at 765- 4222 to get specific details and pricing.

Travelers introduces Quantum Auto: A Revolutionary New Approach to Auto Insurance. Travelers understands that no two drivers are alike. That's why they created Quantum Auto. Quantum Auto is as unique as you are offering a new alternative to drivers looking for better value.

Before Quantum Auto, drivers were categorized into a small number of groups based on a few basic criteria. As a result, drivers did not always receive the best possible price. Today, all that has changed with Quantum Auto. Quantum Auto considers a multitude of characteristics, reflecting your individual circumstances, to provide you with our best price – customized, just for you.

Quantum Auto makes automatic adjustments throughout your life. That means, no matter what your situation, you can be confident knowing that you are getting our best value – whether you are just starting out, beginning a family, or adding a teenage driver.

Quantum Auto is specially crafted to give you:

  • the best possible individualized price for your current situation
  • greater flexibility to accommodate changes in your circumstances
  • more coverage options to meet your family's needs and budget
  • immediate claim attention and service you can count on.

Plymouth Rock Assurance Corporation has partnered with AAA to offer exclusive savings for our members. As a AAA member, you receive an exclusive 10% discount when you insure your vehicle with Plymouth Rock. The discount is available through AAA and participating Plymouth Rock independent insurance agents. They offer their policyholders great benefits such as:

  • They were the first auto insurance company in the nation to offer mobile claim processing, with Crashbusters® vans that bring appraisals and, in many cases, a settlement check right to your door.
  • Plymouth Rock was the first auto insurer to offer Door-to-DoorSM service, a valet claim service. Often with just one phone call, they will arrange to pick up your damaged vehicle, deliver a replacement rental car right to you, have your vehicle repaired and returned to you, then pick up and return the rental car.
  • They were also the first auto insurer to stand by their commitment to excellence in writing with a True Service Pledge. True Service is what Plymouth Rock policyholders can always expect. In the professionalism of the service they provide. In the care and appreciation they give their policyholders. And, of course, in their performance when you need them. True Service isn’t merely the standard they set for themselves. It is a pledge they make to you.
  • Plymouth Rock’s claim representatives are available by phone 24 hours a day, 7 days a week, toll free, so you’ll always be able to reach a friendly, professional representative to report an accident.

Through Electric Insurance, AAA members will receive a 10% discount. Plus, world-class customer service, 24/7 claims reporting, local appraisers, and quick settlements. Electric Insurance's competitively priced auto product provides a loss-free discount of up to 15% for safe drivers. And, the home product provides guaranteed replacement cost with an uncapped coverage limit for qualifying homes. Additional discounts for low mileage, and anti-theft and safety devices are available for eligible AAA members. Multipolicy discounts of up to 15%* are available for members who purchase both their auto and home insurance from Electric Insurance.

Electric Insurance has built their business by providing excellent customer care – in fact, policyholders recently awarded the Company an overall 97% customer satisfaction rating.

The Connecticut Traveler® is Published Monthly by the Connecticut Motor Club, A Division of AAA Southern New England.
© 2008 Connecticut Motor Club